How it works
From statement to straight answer
The whole process takes about 30 seconds of your time. Here is what happens at every stage.
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Upload your statement — about 30 seconds
Click Get My Free Statement Analysis, tell us who to send the results to, and upload one recent monthly statement from your current processor. You’ll get a private, encrypted upload link that works from any device:
- PDF from your processor’s portal (best)
- Clear phone photos of each page — a camera button is built in
- Multiple pages and multiple files are fine; you can add pages later
Your statement is encrypted in transit and at rest, visible only to our analysts, and never sold or shared for marketing. Please don’t send card numbers or passwords — we never need them.
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We analyze every line — usually within one business day
Our analysis engine reads the statement the way a forensic accountant would:
- Reconciles your processed volume, transaction count and total fees
- Identifies your pricing model (interchange-plus, tiered, flat and so on)
- Categorizes every fee — card-network cost vs processor markup vs fixed add-ons
- Calculates your true all-in effective rate
- Compares like-for-like against a current HighPoint pricing profile
The math is deterministic — the same statement always produces the same result — and Carol reviews every analysis personally before it goes anywhere near you.
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You get a straight answer
You’ll receive a secure link to your results by text or email. It shows your current cost, the comparable HighPoint cost, the estimated monthly and annual saving, and the three biggest fee drivers on your statement — with the assumptions spelled out. Then, if you want, a quick call with Carol to walk through it.
After the analysis
One of four honest outcomes
Your results page says which one applies to you — and why.
Clear saving
We found meaningful money. You’ll see the monthly and annual figures, exactly which fees drive them, and how we calculated it. Book a call with Carol and she’ll walk you through the switch — which we handle end to end.
Possible saving
There’s likely money on the table, but it depends on something we can’t confirm from the statement alone — card mix, equipment, or a contract term. We tell you what it depends on and confirm it on a short call. No guessing dressed up as certainty.
No meaningful saving
Your setup is competitive. We say exactly that, you keep your processor, and we’ll happily re-check a statement in six months — rates and fees drift over time.
Need more pages
Sometimes a statement is missing the pages where the fees live. We tell you precisely which pages or months to send, and your secure upload link keeps working.
The honesty promise
Why we tell some businesses not to switch
Most processing pitches start with the answer — “you’re overpaying” — and work backwards. Ours starts with your statement. If the numbers say your current provider is doing right by you, that’s what we report, in writing. It costs us a sale and it earns us something better: when we do say we can save you money, you can trust the number, because you’ve seen we’re willing to say the opposite.
— Carol Grant, Owner
Find out what you are really paying.
Upload one recent statement. If we can save you money, we will show you exactly how much. If we cannot, we will tell you that too.
Get My Free Statement Analysis Book a Call
If we can't save you money, we'll tell you. No sales pressure — just honest advice.